[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.koordona.cz\/od-koho-si-pujcit-penize\/#Article","mainEntityOfPage":"https:\/\/www.koordona.cz\/od-koho-si-pujcit-penize\/","headline":"Od koho si p\u016fj\u010dit pen\u00edze?","name":"Od koho si p\u016fj\u010dit pen\u00edze?","description":"Po\u017e\u00e1dat n\u011bkoho o p\u016fj\u010dku nen\u00ed slo\u017eit\u00e9. To zvl\u00e1dne ka\u017ed\u00fd. Ale naj\u00edt toho prav\u00e9ho, koho o ni po\u017e\u00e1dat, to u\u017e ani […]","datePublished":"2019-09-14","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.koordona.cz\/author\/#Person","name":"","url":"https:\/\/www.koordona.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/da76ffe9456a057fb26f92cd8eb3d2effca853864e9ae2a35290bd1e10b1f7d4?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"koordona.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.koordona.cz\/wp-content\/uploads\/img_a352040_w1702_t1566550281.jpg","url":"https:\/\/www.koordona.cz\/wp-content\/uploads\/img_a352040_w1702_t1566550281.jpg","height":0,"width":0},"url":"https:\/\/www.koordona.cz\/od-koho-si-pujcit-penize\/","about":["Online"],"wordCount":477,"articleBody":"       Po\u017e\u00e1dat n\u011bkoho o p\u016fj\u010dku nen\u00ed slo\u017eit\u00e9. To zvl\u00e1dne ka\u017ed\u00fd. Ale naj\u00edt toho prav\u00e9ho, koho o ni po\u017e\u00e1dat, to u\u017e ani zdaleka tak jednoduch\u00e9 nen\u00ed. Proto\u017ee ani ti, kdo jsou ve\u0159ejn\u011b prezentov\u00e1ni jako pen\u00edze p\u016fj\u010duj\u00edc\u00ed, leckomu nep\u016fj\u010d\u00ed.D\u016fvod\u016f, pro\u010d n\u011bkdy ani poskytovatel p\u016fj\u010dek n\u011bkomu p\u016fj\u010dku neposkytne, je dost a dost. Proto\u017ee je ka\u017ed\u00fd \u010dlov\u011bk jin\u00fd a na ka\u017ed\u00e9m ze \u017eadatel\u016f jim tak m\u016f\u017ee vadit n\u011bco jin\u00e9ho. Jednou je to t\u0159eba nedostate\u010dn\u00fd p\u0159\u00edjem, jindy n\u011bjak\u00fd ten z\u00e1znam v registrech dlu\u017en\u00edk\u016f, pak t\u0159eba i n\u011bjak\u00e1 ta b\u011b\u017e\u00edc\u00ed nebo hroz\u00edc\u00ed exekuce, uboze vypadaj\u00edc\u00ed da\u0148ov\u00e9 p\u0159izn\u00e1n\u00ed, neschopnost \u010di neochota prok\u00e1zat svoji solventnost, p\u0159\u00edli\u0161 n\u00edzk\u00fd nebo naopak p\u0159\u00edli\u0161 vysok\u00fd v\u011bk,\u2026A pokud si \u010dlov\u011bk nen\u00ed jist\u00fd t\u00edm, zda je dostate\u010dn\u011b kvalitn\u00edm a \u017e\u00e1douc\u00edm uchaze\u010dem pro tu kterou finan\u010dn\u00ed instituci? Nebo si je naopak jist t\u00edm, \u017ee on\u00edm ide\u00e1lem nejsp\u00ed\u0161e nebo dokonce rozhodn\u011b nen\u00ed?N\u011bkdo takov\u00fd by m\u011bl rad\u011bji rovnou zvolit nebankovn\u00edho poskytovatele p\u016fj\u010dek. A jeho volbou by m\u011bla b\u00fdt americk\u00e1 hypot\u00e9ka bez registru. V\u011bzte, \u017ee v\u00edm, o \u010dem mluv\u00edm.V p\u0159\u00edpad\u011b pr\u00e1v\u011b tohoto finan\u010dn\u00edho produktu se toti\u017e uchaze\u010di nab\u00edzej\u00ed daleko lep\u0161\u00ed podm\u00ednky k jeho z\u00edsk\u00e1n\u00ed, ne\u017e je tomu n\u011bkde jinde. Jen tak nam\u00e1tkou: Za p\u016fj\u010den\u00e9 pen\u00edze se zde ru\u010d\u00ed nemovitost\u00ed a pr\u00e1v\u011b d\u00edky t\u00e9to z\u00e1stav\u011b nec\u00edt\u00ed nikdo pot\u0159ebu se p\u0159\u00edli\u0161 vrtat v \u017eadatelov\u00fdch soukrom\u00fdch finan\u010dn\u00edch z\u00e1le\u017eitostech.  Nevad\u00ed tud\u00ed\u017e ani relativn\u011b n\u00edzk\u00e9 p\u0159\u00edjmy \u017eadatele stejn\u011b jako p\u0159\u00edpadn\u011b i ban\u00e1ln\u00ed z\u00e1znam v registrech dlu\u017en\u00edk\u016f, nad oboj\u00edm se daj\u00ed p\u0159iv\u0159\u00edt ob\u011b o\u010di.  Za \u017e\u00e1dost se neplat\u00ed nic p\u0159edem, v\u0161e je a\u017e do podpisu smlouvy vy\u0159izov\u00e1no na \u00fa\u010det poskytovatele.  Vy\u0159\u00edzen\u00ed \u017e\u00e1dosti prob\u00edh\u00e1 velmi rychle, stejn\u011b jako n\u00e1sledn\u00e9 p\u0159eveden\u00ed pen\u011bz na dlu\u017en\u00edk\u016fv \u00fa\u010det.  Vy\u0159\u00edzen\u00ed \u017e\u00e1dosti je pro \u010dlov\u011bka velmi nen\u00e1ro\u010dn\u00e9. Sta\u010d\u00ed vyplnit jednoduch\u00fd formul\u00e1\u0159 na internetu a odeslat e-mailem n\u011bkolik fotografi\u00ed zmi\u0148ovan\u00e9 nemovitosti k posouzen\u00ed a je to.  \u010clov\u011bk m\u016f\u017ee z\u00edskat a\u017e sedmdes\u00e1t procent odhadn\u00ed ceny zastaven\u00e9 nemovitosti a spl\u00e1cet je po tro\u0161k\u00e1ch a\u017e t\u0159icet let.  A t\u00edm p\u0159ednosti ani zdaleka nekon\u010d\u00ed. A proto je pr\u00e1v\u011b takov\u00e1 hypot\u00e9ka jasnou volbou, a to nejen pro ty, kdo na tom nejsou zrovna nejl\u00e9pe.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (15 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Od koho si p\u016fj\u010dit pen\u00edze?","item":"https:\/\/www.koordona.cz\/od-koho-si-pujcit-penize\/#breadcrumbitem"}]}]